Home Loan Products & Services AFC Mortgage-Financing Programs Available Fixed rates with a loan term of 30/25/20/15/10 years. FHA/VA Loans Adjustable rate loan Investment, Primary Residence and Second Homes loans with up to 100% loan to value Interest only loans with up to 100 % loan to value with no PMI No closing cost loans Stated income for self employed borrowers Apply Online today, or call us at 251-666-8998 in Mobile, Alabama.